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Credit Representative
Location: Houston, TX
Job Type: contract
Company: IDR
Category: Accounting / Finance
We are seeking a skilled
Credit Representative to manage receivables through risk assessments for credit policy exceptions, monitoring status and coordinating activities supporting company's customer credit and collections policies for residential and small commercial accounts. If you're looking for an opportunity to work for a rapidly growing company in Houston, Tx! APPLY TODAY!
Responsibilities:- Apply the company's credit and collection policies, practices and procedures to the credit requirements of designated customer accounts.
- Review files, reports and credit bureau documents and financial statements of customers to ensure they meet deposit requirements.
- Extend credit to customers in accordance with established policy and terms.
- Analyze customer’s financial situations and determine whether to extend credit beyond established policy criteria.
- Analyze credit risk for aggregated portfolios of customers as well as individual accounts.
- Carry out the established program for the follow up and collection of accounts receivable.
- Communicate requests with management for special applications for credit that are outside of standard policies and procedures.
- Investigate and prepare findings to complaints from customers for development of response to Public Utility Commission, consumer advocates, media and management.
- Evaluate customer eligibility (i.e. low income status) for PUC mandated activities and programs.
- Process development and implementation of credit policies/procedures.
Top Skills:- At least 6 months of credit and collections experience
- Knowledge of Credit Policies & Regulations (PUC familiarity a plus)
- Experience with Contractual Documents
Nice to Have:- Experience in banking
- Skip tracing experience a plus
- English-only and English/Spanish speaking representatives a plus.
What’s in it for you?- Competitive compensation package
- Full Benefits; Medical, Vision, Dental, and more!
- Opportunity to get in with an industry leading organization
- Close-knit and team-oriented culture
Why IDR?- 27+ Years of Proven Industry Experience in 4 major markets
- Medical, Dental, Vision, and Life Insurance
- ClearlyRated’s Best of Staffing® Client and Talent Award winner 10 years in a row
#LI-Hybrid
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. IDR is subject to certain governmental recordkeeping and reporting requirements for the administration of civil rights laws and regulations. In order to comply with these laws, we invite employees to voluntarily self-identify their race or ethnicity, gender, and veteran status (if applicable). Submission of this information is voluntary and refusal to provide it will not subject you to any adverse treatment. The information obtained will be kept confidential and may only be used in accordance with the provisions of applicable laws, executive orders, and regulations, including those that require the information to be summarized and reported to the federal government for civil rights enforcement. You may access this form here.